Corporate Benefits & Executive Compensation Checklist

Corporate Benefits & Executive Compensation Checklist

Corporate Benefits & Executive Compensation Checklist - FREE PDF HERE 

Equity Compensation (Stock Options, RSUs, ESPPs)

☐ Do you know what types of stock awards you receive (RSUs, ISOs, NQSOs, ESPP)?
☐ Do you understand the tax impact when shares vest, exercise, or sell?
☐ Have you reviewed your vesting schedule and expiration dates?
☐ Do you have a plan to diversify concentrated stock positions?
☐ Have you discussed 10b5-1 trading plans or option strategies to manage risk?

Deferred Compensation

☐ Are you participating in a deferred compensation plan (NQDC)?
☐ Do you understand when and how your deferred income will be paid out?
☐ Have you evaluated the credit risk of your employer on deferred balances?
☐ Have you coordinated your deferred payouts with your retirement income plan?
☐ Are you aware of any distribution elections you can adjust before leaving the company?

Retirement Plans

☐ Are you maximizing your 401(k) or Mega Backdoor Roth opportunities?
☐ Do you receive an employer match or profit-sharing contribution?
☐ Have you reviewed investment options inside your plan for costs and diversification?
☐ Have you checked whether your plan offers a BrokerageLink or self-directed option?
☐ Do you know if your plan includes after-tax contributions or in-plan Roth conversions?

Insurance & Executive Perks

☐ Do you have access to Group Life, Disability, or Long-Term Care coverage?
☐ Are you maximizing your Health Savings Account (HSA) or Flexible Spending Account (FSA)?
☐ Do you understand any Supplemental Executive Retirement Plan (SERP) or split-dollar life insurance benefits?
☐ Have you reviewed your employer stock purchase plan (ESPP) participation?
☐ Are there any executive perks (travel, legal, or financial planning reimbursement) you’re not using?

Tax Planning & Timing

☐ Have you planned for the tax timing of stock vesting, options exercise, or deferred comp payouts?
☐ Are you coordinating your company benefits with your spouse’s benefits?
☐ Have you modeled potential AMT exposure from ISOs?
☐ Do you know how your benefits impact your tax bracket in retirement?
☐ Are you saving enough outside of work to keep flexibility if your job changes?